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For example, if the index your lender uses is currently 3% and your lender’s margin is 3%, then the fully indexed rate would be 6% (3% + 3%). The index added to the margin equals your fully indexed rate. Margin: The margin refers to the extra amount of percentage points a lender adds to the index to determine the interest rate you will pay, which is called the fully indexed rate.If the index goes down, rates will go down. Generally, if the index goes up, interest rates go up, too. Index: The index is a measure of interest rates that lenders use.With most ARMs, rates can change monthly, quarterly, annually or every three or five years. The adjustment period: This refers to the amount of time between rate changes.The initial rate and payment: The introductory rate and payment on an ARM home loan stay in effect for a specific amount of time, generally ranging anywhere from one month to 10 years.These example sentences are selected automatically from various online news sources to reflect current usage of the word 'alarm.' Views expressed in the examples do not represent the opinion of Merriam-Webster or its editors. Peter Richardson, The New Republic, 28 Jan. 2022 Thompson began to seek out or create scenes that would alarm Steadman.
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Taylor Pettaway, San Antonio Express-News, 7 Feb. 2022 In order not to alarm neighbors and people passing by the home, the owner posted a sign out front to say the house was not on fire. Kent Somers, The Arizona Republic, 13 Feb. 2022 If anything, the Rams' playoff run, capped by their performance in the championship game, should alarm the Cardinals, not placate them, because the list of the Rams’ advantages over the Cardinals seems to stretch from SoFi to State Farm. 2022 The Ukraine-Russia standoff continues to alarm regional neighbors and has prompted top NATO leaders to visit Kyiv in recent days. 2022 The climate effects may alarm those concerned with sustainability. Davis, USA TODAY, The surge in unruly-passenger incidents has abated from its peak but continues to alarm airline crews and executives, some of whom have called for a no-fly list to keep disruptive travelers off planes. 2022 Recent Examples on the Web: Verb And that should deeply alarm every American who wants to live in a democratic republic.ĭean Obeidallah, CNN, 19 June 2022 Such incidents alarm retail security experts, who fear employees, criminals or bystanders could be seriously injured or killed. Judi Ketteler, Good Housekeeping, 24 Apr. Hayner, who had a large wooded hillside on his own property. The Editors, National Review, 16 June 2022 Latino activists are now sounding the alarm about the risks of global warming for their neighborhoods and the world.Īnita Snow,, 12 June 2022 Something has to trigger an alarm bell, somebody says let's alert law enforcement to this.ĬBS News, Financial experts and analysts have been ringing the recession alarm bell.Īlicia Adamczyk, Fortune, Jim’s case raised an alarm bell for Dr. officials who are sounding the alarm that a tank rupture would wreak havoc on marine life, vital shipping lanes and regional economies.Įllen Francis, Washington Post, 17 June 2022 To the extent that Democrats are still banking on Latino voters to carry them to durable national majorities, the result in Tuesday’s special election in the Texas 34th congressional district should be an alarm bell. New York Times, 21 June 2022 Seawater has already seeped into the engine room before, according to U.N. Recent Examples on the Web: Noun Florida Attorney General Ashley Moody, who has been sounding the alarm about the effects of fentanyl in the Sunshine State, also told Fox News Digital that Biden should use the meeting to push Lopez Obrador for assistance.Īdam Shaw, Fox News, 24 June 2022 Leading researchers, including former Google scientists like Timnit Gebru and Margaret Mitchell, have sounded the alarm bell on such biases for years.